From insuring your own car to borrowing someone else’s car for driving practice, you can get the extra practice you need to pass your test with ease. Here are our top frequently asked questions about our temporary learner driver policies to help you get the cover you need.
If you’re borrowing the car from another driver, it must be insured annually and remain insured for the period of the learner driver policy. If you’re insuring your own car, which is owned and registered in your name, there doesn’t need to be any other insurance on the car.
We guarantee to update the Motor Insurance Database (MID) every 7 days and in some cases more often. However, we always recommend you have a copy of your insurance certificate with you during the period of cover. You can drive the car legally between the dates and times shown on the insurance certificate issued to you when the insurance was completed.
Yes. If you’re insuring your own car there doesn’t need to be any other insurance on it. However, the car must be owned and registered in your name to be able to complete the insurance process.
Yes. However, the car must be annually insured in someone else’s name for the duration of the learner policy for you to drive it. You must declare to us you are not the registered keeper of the car.
When you pass your test, all cover under your learner driver policy stops immediately. You will need to have different insurance to drive the car back from the test centre. If there are days left on your policy, you can cancel it and get a refund for the full days you haven’t used.
You can cancel the policy yourself by logging into your account, or by using the manage policy and view documents link in your policy confirmation email or by sending an email to us (don’t forget to include your policy number).
Yes. The car needs to be UK registered, it can’t be a hire or rental car, it can’t be in a police impound and it must have a current market value of £40,000 or less. You’ll be asked to make sure the vehicle meets all the terms of the insurance before you buy the policy. You can read the terms here.
Learner drivers can now take driving lessons on motorways in England, Scotland and Wales but they must be:
Full guidance on the law can be found here and in our guide: ‘Can learners drive on the motorway?’
You can’t make any changes to your policy once it has begun, but you can cancel your policy and purchase a replacement with the right details. You’ll be entitled to a refund of any full days left on your policy, and there’s no cancellation charge.
There are two options for you to use to cancel a live Dayinsure policy.
Option 1 – Please sign into your Dayinsure Customer Access account – click on the cancel button of the live policy you would like to cancel and follow the on-screen instructions.
Option 2 – Click the manage policy and view documents button in your confirmation email, confirm your details, click on the cancel button and then follow the on-screen instructions.
For further information about the Dayinsure Refund Policy click here.
If the policyholder is not the car’s registered keeper:
A Dayinsure policy won’t affect any No Claims Bonus you might have already or that of anyone else insured on the car. You can’t accrue any No Claims Bonus using a short-term insurance policy.
The Dayinsure learner policy only provides cover for the learner driver to drive the car. There’s no cover for anyone else to drive unless they take out a separate policy on the car.
Yes. Many learner drivers choose to take their driving test in their instructor’s car but our policies can provide cover if you’d rather use your own car or take your test in a different one.
Once you’ve been given the good news, your learner insurance is no longer valid so you’ll need to make sure someone else can drive you back from the test centre. You’ll also need to take out another policy that covers you as a fully qualified driver so you can drive your chosen car legally.
Whoever is supervising you to drive must meet the following criteria:
If you’ve changed any of your personal details you may not be eligible to extend your current policy, we suggest you re-apply for a new quotation.
Please note: if a new quotation is not available it may mean that you no longer meet the acceptance criteria for a Dayinsure short term insurance policy.
The refund will be returned to the customer’s account used to pay for the cover.
As multiple transactions will have been made due to you extending the duration of your policy, these refunds may appear on your bank statement/account as more than one transaction.
Yes, you’re still entitled to cancel your cover at any time even if you’ve extended the policy.
Provided there have been no claims or incidents likely to give rise to a claim you’ll be entitled to a refund of unused premium.
Please note:
As you have now extended your policy, you’ll only be able to see the current live certificate and schedule as this will show your original policy start date and you new policy end date.
In your document list held in your Dayinsure ‘My Account’ you’ll be able to view an amended certificate and schedule with the existing start date of your policy but your amended end date of the policy.
Simply log into your account to see if you can extend your policy – or follow the steps in the app. If you didn’t create an account when you bought your policy, you can still extend by clicking the manage policy and view documents button in your email confirmation and following the simple steps.
As when you took out the initial cover, any extension is subject to acceptance and underwriting criteria.
If you have any difficulty extending your policy, it may be that you don’t meet the criteria any more. In this case, you may want to talk to us to find out more.
We want to provide our Dayinsure customers with the ability to manage your policies at any time.
So, click this link to sign up today Dayinsure Account
The Dayinsure account:
Only Customers who have a current live policy with us will be able to apply to extend their policy (subject to acceptance / lending criteria).
You can do it right here on the Dayinsure website – simply log into your account to see if you can extend your policy – or follow the steps in the app. If you didn’t create an account when you bought your policy, you can still extend by clicking manage policy and view documents button in your email confirmation and follow the simple steps.
If you have any difficulty extending your policy, it may be that you don’t meet the criteria any more. In this case, you may want to talk to us to find out more.
An extension to your current Dayinsure Learner insurance policy can only be done on a like for like basis up to a maximum of 5 months from your original policy start date.
If you’d like to change anything or add on any optional products to meet your needs, you’ll need to request a new quotation.
No, if you extend your policy duration all policy terms and conditions will remain the same.
If something has changed or you would like to arrange different cover on your Dayinsure Learner policy, please request a new quotation and take out a new Dayinsure Learner Insurance policy.
You may choose to apply for a new quotation. Just click the following link to get a Dayinsure Learner Quotation
Please note: if a new quotation is not available it may mean that you no longer meet the acceptance/underwriting criteria for a Dayinsure Learner insurance policy as this is regularly reviewed.
Your policy terms and conditions will remain the same as the original policy you took out with us. The only change that will be made is to the end date of your policy.
You may extend your policy three times or up to a maximum of 5 months* whichever is the sooner. This is subject to acceptance / underwriting.
If after you’ve reached your maximum number of extends or the 5 month limit and you still need insurance cover, you’ll need to re-apply for a new Dayinsure Learner policy.
*One month’s cover is classed as 28 days, so a 5 month policy runs for 140 days in total. Cover from 1 day applies to cars that are already insured with an annual policy, otherwise policies start from 1 month.
You may extend your policy three times or up to a maximum of 5 months* whichever is the sooner. This is subject to acceptance / underwriting.
If after you’ve reached your maximum number of extends or the 5 month limit and you still need insurance cover, you’ll need to re-apply for a new Dayinsure Learner policy.
*One month’s cover is classed as 28 days, so a 5 month policy runs for 140 days in total. Cover from 1 day applies to cars that are already insured with an annual policy, otherwise policies start from 1 month.
It will enable you to extend an active Dayinsure Learner Insurance policy three times or for up to the maximum of 5 months* from the original inception date (this is subject to acceptance / underwriting).
Please note: you will be allowed to extend three times to reach the maximum duration of 5 months from the original inception date.
If after you’ve reached your maximum number of extends or the 5 month limit and you still need insurance cover, you’ll need to re-apply for a new Dayinsure Learner policy.
*One month’s cover is classed as 28 days, so a 5 month policy runs for 140 days in total. Cover from 1 day applies to cars that are already insured with an annual policy, otherwise policies start from 1 month.
Getting car insurance is essential but as with most professions, there are a number of very specific words and phrases that mean something to those in the profession but little to those outside. To help you in your quest to obtain vehicle cover we have put together a car insurance glossary of terms and jargon […]
For those who are learning to drive, choosing to buy temporary learner insurance is a wise move. Temporary insurance for learners allows those with a provisional licence to get behind the wheel of their own car as opposed to only learning in an instructor’s car or getting added to the annual policy of a friend […]
If you have a provisional driving licence or are planning to get one in order to start driving lessons, then knowing where you stand with car insurance is a must. Before you hit the road for the first time, you’ll have to ensure you are covered in case of an accident. This guide is perfect […]